WELLSBORO, PA (Citizens & Northern Corporation, NASDAQ: CZNC) – C&N, a trusted financial institution committed to supporting local businesses, announced a strategic partnership with ZSuite Tech, a leading provider of cutting-edge digital escrow and sub-accounting solutions to over 100 banks across the U.S. This collaboration will equip businesses in the community with the tools they need to streamline their financial operations and improve efficiency and regulatory compliance efforts.

By leveraging ZSuite’s innovative platform, C&N’s clients can operate a single suite of solutions that automate and simplify complex financial processes, including escrow account management, rent payments, and security deposits. Tailored to meet the specific needs of businesses in real estate, property management, law firms, municipalities, and more, these solutions provide a comprehensive approach to financial management.

“As a community-focused bank, we seek to address the unique challenges local businesses face,” said Chrissi Hume, SVP and Director of Retail and Business Banking at C&N. “Our partnership with ZSuite allows us to offer advanced digital tools that streamline operations, reduce manual tasks, and help businesses save time and resources. This collaboration is exciting because it reinforces our position as a strategic banking partner that understands the importance of delivering valuable solutions to help our clients thrive.”

C&N’s business clients will have access to these innovative solutions that not only address their current needs but also prepare them for future challenges. With a deep understanding of the local market, C&N is uniquely positioned to offer personalized, one-on-one support and innovative tools that drive business success.

Key Benefits of ZEscrow:

• Fast – ZEscrow allows you to monitor and manage your escrow and subaccounts online, 24/7.
• Efficient – No more faxing signed forms, no more phone calls to check balances or make changes.
• Compliant – Regulatory compliance is built in, including W-9s and other tax paperwork.
• Flexible – Our escrow and sub-accounting platform excels at unusual and complex workflows.
• Cost-effective – Clients of C&N may even be eligible to use the service free of charge.

Key Features of ZRent:

• Easy – Allows automated rent collection and offers easy online access to your tenants.
• Effective – Frees you up to focus on higher-value tasks to grow your business.
• Compliant – Built-in regulatory compliance includes any paperwork.
• Self-service – Anytime-access to your dashboard, including detailed reporting.
• Cost-effective – As a C&N client, you may be eligible to use ZRent free of charge and it’s always free for tenants.

Ready to Learn More?

Connect with your local C&N expert today at 888.322.2193 or visit cnbankpa.com to discover how C&N and ZSuite can transform your business.

About ZSuite Tech: ZSuite Tech is a financial technology company offering digital escrow, rent, and payment solutions tailored to the needs of businesses and financial institutions. With a mission to help banks and credit unions expand their offerings through innovative technology, ZSuite Tech provides secure, compliant, and user-friendly solutions that enhance customer experience and streamline operations.

About C&N: C&N is an independent community financial services company providing complete banking, financial, investment and insurance services with 30 full-service offices located throughout Bradford, Bucks, Cameron, Chester, Lycoming, McKean, Potter, Sullivan and Tioga, counties in Pennsylvania and Steuben County in NY. C&N also operates one loan production office in Elmira, NY, which offers commercial, residential and consumer lending services. C&N can be found on the worldwide web at www.cnbankpa.com. The Company’s stock is listed on NASDAQ Capital Market Securities under the symbol CZNC.